The first free multi-carrier GAP quoting platform built exclusively for independent P&C agents. Compare carrier rates side by side in under two minutes. State-compliant disclosure PDF included.
How It Works
Built for agents who are mid-appointment and need a GAP quote fast — no phone calls, no callbacks, no paperwork.
Enter vehicle value, loan balance, term, and state into a simple form. Takes 60 seconds. No login required for the client — this is your tool.
See side-by-side quotes from multiple carriers with your commission amount per carrier clearly visible. Pick the best fit for your client.
One click produces a state-compliant GAP disclosure PDF, pre-filled with your client's details. Present it on the spot. Done.
Why Free?
We built the pricing model around how agents actually win — more policies bound, more commission earned. Our business grows when yours does.
The portal is completely free to access and use. Quote as many clients as you want with zero subscription cost. There are no tiers, no limits, no upsells.
When a policy is bound, a $15 convenience fee is charged to the insured at checkout — not to you. It's disclosed transparently at the point of sale.
We never touch your commission. Your carrier relationship, your rate, your payout. GAPInsurTech is the platform — you own the client.
Full Transparency
No hidden fees. No surprises. Here's what happens at binding on a typical policy.
Carrier Network
GAPInsurTech works exclusively with carriers offering filed GAP insurance products — real coverage backed by admitted insurers, compliant in all 50 states.
Get Started
Independent P&C agents licensed in all 50 states can request access today. SmartChoice network agents — your enrollment is pre-authorized.
No credit card. No contract. $0/month. Just quote more GAP.